SDREflections.com

San Diego Real Estate: reflections, musings, and rants…

Articles Tagged ‘mortgages’

Citigroup Mortgage Modification Program:

The CitiMortgage Loan Modification Program is similar to the FHFA and IndyMac Programs, but uses a 40% debt-to-income affordability criteria. Their program has a foreclosure moratorium feature and a mortgage prevention feature, which most programs don’t have.

New Loan Modification Program:
Chase, WaMu and EMC Mortgages

New loan modification programs for Chase, Washington Mutual (WaMu), and EMC Mortgage were announced on 10/31/2008. A 90 day foreclosure moratorium for owner-occupied properties is in place until the program plan is implemented.

Housing Bill:
Good and Bad for San Diego Real Estate

The housing bill was signed this morning… which will hopefully help to stabilize the housing market. Here’s a couple immediate implications for existing and prospective homeowners in San Diego. The new bill permanently changes the conforming loan limit to $625,500 in high cost areas like San Diego. This is good news and bad news for San Diego real estate.

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