SDREflections.com

San Diego Real Estate: reflections, musings, and rants…

Articles for January, 2009

San Diego: Top CA Relocation Choice

Most Americans wish they lived somewhere else, and many Americans still dream of moving to California. The top choice in California was San Diego. California was the top state they would want to reside in. In my experience, San Diego’s higher cost of housing HAS prevented many people from moving here. Recent declines in home values DO make the San Diego area more affordable, so California dreaming is now a more attainable reality…

Distressed Property and Taxes

If you are a homeowner selling or refinancing with a tax lien, the IRS has a new Tax Lien Relief policy which makes it easier for you. It’s important to contact the IRS Collection Advisory Group early in the home sale or refinancing process to avoid delays. The location for Southern CA is…

California Mortgage Modification Fraud

An increasing number of mortgage defaults and foreclosures has spawned a new and unregulated foreclosure services industry. While some of these companies provide legitimate services, many of these firms are fraudulent. There are two main types of foreclosure scam. This article is for California homeowners primarily, but the problem is nationwide…

December Homes Sales

First time in 17 months that San Diego home prices showed a monthly INCREASE. San Diego Real Estate sales have increased every month for the last eight months. Is the San Diego Real Estate Market stabilizing?

Lowest Mortgage Rates in Decades

Great 30 Year Fixed Rates
This week Freddie Mac’s Primary Mortgage Market Survey showed that rates on long term fixed mortgages were the lowest seen since 1971, when they began the survey. In fact, their press release states the following interesting points on 30 year fixed mortgages:

Rates have fallen for 10 weeks straight.
Survey showed the lowest rates [...]

The Shaky California Real Estate Market

With record price drops over the last year, the California real estate market may seem a little shaky, but the California Real Estate market is ALWAYS shaky, because this is earthquake country. What you should know before buying or selling a California home, and how to keep your family, belongings, and home prepared for an earthquake.

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