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San Diego Real Estate: reflections, musings, and rants…

Articles for December, 2008

Title Insurance Changes

Fidelity National Financial is set to aquire bankrupt LandAmerica Financial’s title insurance business, which makes them the leading provider of US title insurance with 46% of US market share. Prior to the purchase, First American Title was the market leader with 30% share

San Diego November Market Trends

San Diego single family home sales have continued to rise for the fifth month in a row. Affordable homes are selling well, while sales of higher-priced home remain sluggish.
In San Diego’s North County, sales in most affluent coastal communities showed no improvement from last October’s numbers. In contrast, sales in the some of the more affordable communities doubled

Stimulate Investment to Revive Housing:

The Fed announced that it is considering a more direct intervention in the housing market with a plan that could drive NEW mortgage rates as low as 4.5%. Low interest rates on NEW mortgages are certain to result in additional buying activity, but will it be enough to make a difference? If the Fed limits these low rate purchase loans to owner occupied housing only, then it may not be enough.

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